Commercial Mortgage Refinance Payment Estimator
Compare an existing commercial mortgage with a refinance using payment, closing cost, LTV, DSCR and break-even estimates.
✓ No signup✓ Mobile friendly✓ Clear limitations✓ Browser-first where practical
Recent tools are remembered only on this device.
Planning estimate only. This compares simplified fully amortizing payment scenarios. Commercial loans can include balloon maturities, variable rates, reserves, covenants and lender fees that are not modeled here.
Current monthly payment$14,334.78
New monthly payment$11,405.46
Monthly payment change$2,929.32
Estimated LTV60.0%
New-loan DSCR1.61×
Fee break-even10.2 months
Why use this commercial mortgage refinance payment estimator?
Use this free commercial mortgage refinance payment estimator directly in your browser. There is no account to create and the result appears immediately.
How to use it
Start with the inputs shown above, review the assumptions or options, then generate the result. Where the tool creates a file, keep the original until you have opened and checked the downloaded output.
Frequently asked questions
Is Commercial Mortgage Refinance Payment Estimator free?
Yes. The core tool is free to use without creating an account.
Do I need an account to use Commercial Mortgage Refinance Payment Estimator?
No. You can use the core Toolbox workflow without signing up.
Does Commercial Mortgage Refinance Payment Estimator work on mobile?
Yes. Toolbox is designed for modern mobile and desktop browsers, although complex file workflows can be easier on a larger screen.